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如果我没钱交保全担保金,能不能用自己的房产抵押?

  • 2026-04-25 17:25:11
如果我没钱交保全担保金,能不能用自己的房产抵押?

网友提问：如果我没钱交保全担保金，能不能用自己的房产抵押？

小编：可以用房产担保

按《民事诉讼法》和最高法的规定，财产保全担保可以是现金、保函，也可以是不动产抵押，你用自己的房产做抵押担保是认可的，但需要办理抵押登记手续。

具体操作是向法院提交房产证等材料，法院会要求你去不动产登记中心办理抵押登记，登记完成后担保才生效，这个房子在保全期间你还能继续住，只是不能卖或再抵押给别人。

不过各地法院对房产担保的审查标准有差异，有的要求房产评估价值要高于保全金额的一定比例，建议你先跟立案庭或承办法官沟通一下，问清楚当地法院的具体要求，免得白跑腿。

本文来自网友投稿或网络内容，如有侵犯您的权益请联系我们删除，联系邮箱：wyl860211@qq.com 。

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  1. CONNECT:[ UseTime:0.001001s ] mysql:host=127.0.0.1;port=3306;dbname=a_mffb;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.001352s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.010452s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000686s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.001421s ]
  6. SELECT * FROM `set` [ RunTime:0.000638s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.001456s ]
  8. SELECT * FROM `article` WHERE `id` = 477072 LIMIT 1 [ RunTime:0.000979s ]
  9. UPDATE `article` SET `lasttime` = 1777140581 WHERE `id` = 477072 [ RunTime:0.001803s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.000614s ]
  11. SELECT * FROM `article` WHERE `id` < 477072 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.001089s ]
  12. SELECT * FROM `article` WHERE `id` > 477072 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.001117s ]
  13. SELECT * FROM `article` WHERE `id` < 477072 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.002047s ]
  14. SELECT * FROM `article` WHERE `id` < 477072 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.005057s ]
  15. SELECT * FROM `article` WHERE `id` < 477072 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.001878s ]
0.198135s