当前位置：首页>房产>广州阿妈:别再只盯着房产了,这才是80、90后父母给孩子最硬核的“嫁妆”

广州阿妈:别再只盯着房产了,这才是80、90后父母给孩子最硬核的“嫁妆”

  • 2026-07-01 22:07:34
广州阿妈:别再只盯着房产了,这才是80、90后父母给孩子最硬核的“嫁妆”
01
提前帮孩子交社保，是父母最实在的嫁妆
最近办公室同事都在聊我提前退休的事情。大家闲聊时都谈到了为人父母托举孩子的方式。身边同事家庭条件都不错。有几位说会在孩子婚前备好房产，也有人全力花钱给孩子补课助力升学。有好的单位，前途无忧，我有我自己的想法。
孩子大学毕业如没能考上编制，没有找到稳定工作。我会先帮孩子缴纳社保和医保。孩子满月的时候就配置好重疾险+储蓄险，很多年轻孩子根本不了解养老保险的作用。我经历过生活的磕碰。现在退休倒计时，我清楚社保对普通人往后人生的重要意义。2030年政策养老保险缴费年限统一二十年起步。孩子刚步入社会没有收入。可以先按照社保最低缴费档次，帮孩子持续缴纳。
主动早早给孩子交社保的父母现在不算多。但我感觉这样用心铺路的父母以后会越来越多。我们80后、90后刚毕业闯荡社会的时候。所有人对社保都没有任何概念。以前大家找工作完全不会关注社保相关的福利。我们一路摸索走来踩过不少坑。吃过不懂社保医保的亏。现在为人父母就不想让孩子重走老路。我们只想提前给孩子铺稳人生的基础。
现在的00后年轻人比我们年轻时通透懂事。他们找工作最先询问的就是公司是否缴纳社保。他们对社保的认知，远远高于年轻时的我们。
02
给八零九零后父母的心里话
我想对所有80,90后的父母说几句心里话。家里有00后孩子，经济条件尚可的前提下。尽早帮孩子缴纳社保不要拖延。人到四十岁社保缴费年限足够。生活就不会有养老和医保的压力。晚年生活也能过得安稳松弛。
社保相关政策只会越来越规范严格。不会出现宽松调整的情况。养老保险最低缴费年限已经涨到二十年。未来还有可能继续延长缴费年限要求。当下社保缴费基数整体偏低。提前缴费比日后补缴更省钱，性价比更高。
社保缴费累积的年限全部属于孩子个人。孩子二十岁开始缴费和三十岁开始缴费。十年的缴费年限差距。会直接拉开未来养老金的领取待遇差距。孩子年轻的时候缴费基数低。我们用少量的钱长期累积缴费。孩子年老之后，就能拿到实实在在的养老金收入。
为人父母一辈子辛苦打拼。初衷都是为了让孩子未来的生活更轻松。我们提前帮孩子铺垫一步。孩子未来的人生压力就会少一分。我们不用替孩子承担一辈子的生活压力。孩子年少懵懂，看不清长远的人生规划。我们提前帮孩子打好社保基础。等孩子长大成熟懂得生活不易。一定会明白父母这份长远的用心。
广州阿妈：婆婆的退休金，让我看清了养老的真相
广州阿妈：高二女儿被同学约五一去香港，我果断拒绝，这3个理由，家长看看
广州阿妈：托举下一代，不是砸钱，更实在的是这3件小事
广州阿妈：在广州月入过万都是哪些人
#家庭教育 #父母课堂 #育儿心得 #亲子沟通#年轻人婚恋观 #不婚主义 #婚姻真相#女孩成长 #独立才是底气 #人生选择权 #自我成长#当代年轻人现状 #通透父母 #养育女儿
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  1. CONNECT:[ UseTime:0.000506s ] mysql:host=127.0.0.1;port=3306;dbname=a_mffb;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.000833s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000329s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000280s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.000656s ]
  6. SELECT * FROM `set` [ RunTime:0.000241s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.000610s ]
  8. SELECT * FROM `article` WHERE `id` = 524576 LIMIT 1 [ RunTime:0.000517s ]
  9. UPDATE `article` SET `lasttime` = 1783187106 WHERE `id` = 524576 [ RunTime:0.023697s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.000392s ]
  11. SELECT * FROM `article` WHERE `id` < 524576 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.000672s ]
  12. SELECT * FROM `article` WHERE `id` > 524576 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.000383s ]
  13. SELECT * FROM `article` WHERE `id` < 524576 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.003869s ]
  14. SELECT * FROM `article` WHERE `id` < 524576 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.000852s ]
  15. SELECT * FROM `article` WHERE `id` < 524576 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.000993s ]
0.106207s