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西宁二手房最新贷款利率!

  • 2026-06-02 02:04:00
西宁二手房最新贷款利率!

一、商业住房贷款

🔹 首付比例

• 首套房（无房/贷款已结清）：最低20%

• 二套房（现有1套住房贷款未结清）：最低30%

• 三套及以上：40% - 50%（银行严格审批）

🔹 5年期以上执行利率

当前5年期LPR：3.5%

• 首套房贷：3.3%（LPR-20BP）

• 二套房贷：3.7%（LPR+20BP）
注：本地各家银行利率小幅浮动，差值≤0.05%

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  1. CONNECT:[ UseTime:0.001184s ] mysql:host=127.0.0.1;port=3306;dbname=a_mffb;charset=utf8mb4
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  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.008653s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.034720s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.001597s ]
  6. SELECT * FROM `set` [ RunTime:0.009393s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.001499s ]
  8. SELECT * FROM `article` WHERE `id` = 526925 LIMIT 1 [ RunTime:0.030476s ]
  9. UPDATE `article` SET `lasttime` = 1782784229 WHERE `id` = 526925 [ RunTime:0.017547s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 66 LIMIT 1 [ RunTime:0.015570s ]
  11. SELECT * FROM `article` WHERE `id` < 526925 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.033038s ]
  12. SELECT * FROM `article` WHERE `id` > 526925 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.021345s ]
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  14. SELECT * FROM `article` WHERE `id` < 526925 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.055202s ]
  15. SELECT * FROM `article` WHERE `id` < 526925 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.024607s ]
0.475281s