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房产抵押到期是否有效

  • 2026-07-31 09:13:58
房产抵押到期是否有效

房产抵押到期是否有效

房屋抵押到期≠抵押权消失！

主债还在，抵押权继续有效，可优先受偿。
《民法典》第393条列明：只有主债权消灭、担保实现、债权人放弃或法定消灭情形出现，抵押权才终止。
登记是生效要件，合同签后30日内必须办抵押登记，否则不生效。
办登记记得带齐：身份证、抵押合同、不动产权证、共有权人同意书、价值证明等7类材料，缺一件都退件。
一句话：债不清，权不销；不登记，白抵押。
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  1. CONNECT:[ UseTime:0.000594s ] mysql:host=127.0.0.1;port=3306;dbname=a_mffb;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.000741s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.002700s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.002373s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.000795s ]
  6. SELECT * FROM `set` [ RunTime:0.011066s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.000780s ]
  8. SELECT * FROM `article` WHERE `id` = 546463 LIMIT 1 [ RunTime:0.010432s ]
  9. UPDATE `article` SET `lasttime` = 1785553069 WHERE `id` = 546463 [ RunTime:0.005564s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.014174s ]
  11. SELECT * FROM `article` WHERE `id` < 546463 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.010504s ]
  12. SELECT * FROM `article` WHERE `id` > 546463 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.000966s ]
  13. SELECT * FROM `article` WHERE `id` < 546463 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.005531s ]
  14. SELECT * FROM `article` WHERE `id` < 546463 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.103930s ]
  15. SELECT * FROM `article` WHERE `id` < 546463 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.064908s ]
0.306684s