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13年的房产人的一些心得

  • 2026-06-06 23:49:51
13年的房产人的一些心得

今天是2026年的6月，2号房产这一行我整整做了13年，今天跟大家聊一个比较沉重的话题，房产的高负债拖累了多少家庭？跟大家讲一个我刚刚交易的房子的具体的案例

在3月份的月底，我成交了一套大运河府的房子，业主是90后的女生，在苏州做教育工作。父母为了让她能在这座城市扎根，几乎把大半辈子的积蓄都拿出来买了。这一套房子，房子的总价是208万，契税加上维修基金41000块钱，再加上银行的还款利息，实际成本是超过212万的，然而，我们的房子成交价仅118万，房东的房贷还有126万，为了给业主降低售房成本，我去和银行各种协商交易流程一波三折，业主在交易中也默默配合，直到过户完再送业主去车站的路上，业主表情很沉重，哭的稀里哗啦，相信很多业主也能体会到这份心酸，多年的奋斗一朝化为泡影，疲惫中带着不甘又感到深深的无奈。这位业主的经历也是我们整体市场的一个缩影，
现在给高负债的业主还有近期需要买房的准业主一些建议，如果目前的收入只能勉强的维持当下的状况，倒不如轻装上阵，做一做我们能力范围之内的事情，每一代人都有每一代人的付出，也祝愿屏幕前的各位在接下来的日子里能够被岁月温柔以待

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【商务臻品】|郑州市招银大厦两处优质房产诚意出售

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  140. /yingpanguazai/ssd/ssd1/www/a.mffb.com.cn/vendor/topthink/think-trace/src/Html.php ( 4.42 KB )
  1. CONNECT:[ UseTime:0.000700s ] mysql:host=127.0.0.1;port=3306;dbname=a_mffb;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.000610s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000247s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000450s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.000570s ]
  6. SELECT * FROM `set` [ RunTime:0.000208s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.000509s ]
  8. SELECT * FROM `article` WHERE `id` = 529521 LIMIT 1 [ RunTime:0.000339s ]
  9. UPDATE `article` SET `lasttime` = 1782268168 WHERE `id` = 529521 [ RunTime:0.000574s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.000211s ]
  11. SELECT * FROM `article` WHERE `id` < 529521 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.000382s ]
  12. SELECT * FROM `article` WHERE `id` > 529521 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.000355s ]
  13. SELECT * FROM `article` WHERE `id` < 529521 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.000575s ]
  14. SELECT * FROM `article` WHERE `id` < 529521 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.001075s ]
  15. SELECT * FROM `article` WHERE `id` < 529521 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.000933s ]
0.152531s