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借条中以房产做抵押有效吗

  • 2026-06-18 18:05:59
借条中以房产做抵押有效吗

借条中以房产做抵押有效吗

借条里用房产抵押，怎样才算有效？
签订抵押合同+办理抵押登记，两步缺一不可！
根据《城市房地产抵押登记管理办法》规定：

1️⃣ 签合同后30日内，抵押双方需到房地产所在地的房地产管理部门，办理房产抵押登记；

2️⃣ 抵押合同自抵押登记完成之日起生效，此时抵押才真正具备法律效力。
划重点：仅签抵押合同不登记，抵押无效！必须完成登记手续，债权人才享有房产优先受偿权。
记住这两个关键时间点和办理地点，借条里的房产抵押才能“稳”住~

如有法律问题，点击咨询


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      139. /yingpanguazai/ssd/ssd1/www/a.mffb.com.cn/runtime/temp/cbe9940b986bd319e8e4ad9d69892652.php ( 11.98 KB )
      140. /yingpanguazai/ssd/ssd1/www/a.mffb.com.cn/vendor/topthink/think-trace/src/Html.php ( 4.42 KB )
      1. CONNECT:[ UseTime:0.001181s ] mysql:host=127.0.0.1;port=3306;dbname=a_mffb;charset=utf8mb4
      2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.001453s ]
      3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.004355s ]
      4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.003284s ]
      5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.001432s ]
      6. SELECT * FROM `set` [ RunTime:0.000524s ]
      7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.001585s ]
      8. SELECT * FROM `article` WHERE `id` = 530090 LIMIT 1 [ RunTime:0.007866s ]
      9. UPDATE `article` SET `lasttime` = 1782172415 WHERE `id` = 530090 [ RunTime:0.007540s ]
      10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.000784s ]
      11. SELECT * FROM `article` WHERE `id` < 530090 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.003149s ]
      12. SELECT * FROM `article` WHERE `id` > 530090 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.004214s ]
      13. SELECT * FROM `article` WHERE `id` < 530090 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.001972s ]
      14. SELECT * FROM `article` WHERE `id` < 530090 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.002585s ]
      15. SELECT * FROM `article` WHERE `id` < 530090 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.013555s ]
      0.179836s