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多花好多钱!为什么二手房要买满五唯一?

  • 2026-07-30 19:06:19
多花好多钱!为什么二手房要买满五唯一?

多花好多钱！为什么二手房要买满五唯一？

先搞懂“满五唯一”：房本或契税票满5年 + 家庭名下只有这一套房。为什么懂行的人专挑它？因为能省十几万税费👇
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以200万的房子为例（首套90㎡以下）：
1️⃣ 不满两年（最亏）
增值税10.67万 + 契税1.89万 + 个税1.54万 ≈14.1万
💰 多花一辆代步车！
2️⃣ 满五年不唯一
增值税免，契税1.89万 + 个税3.68万 = ≈5.57万
还是肉疼。
3️⃣ 满五唯一（更划算）
增值税免、个税免，只交契税 ≈1.89万
✅ 直接省下十几万！
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📌 买房前必问3句
① 房本满几年了？（或契税票日期）
② 这是房东家庭唯一住房吗？
③ 能配合拉产调、提供证明吗？
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收藏这篇笔记，看房时对照问，省下的钱够你装修半套房
#法律#法律科普 #保护个人财产 #满五唯一 #新手买房 #买房需谨慎 #买房必看 #买房避坑

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      136. /yingpanguazai/ssd/ssd1/www/a.mffb.com.cn/vendor/topthink/think-template/src/Template.php ( 46.61 KB )
      137. /yingpanguazai/ssd/ssd1/www/a.mffb.com.cn/vendor/topthink/think-template/src/template/driver/File.php ( 2.41 KB )
      138. /yingpanguazai/ssd/ssd1/www/a.mffb.com.cn/vendor/topthink/think-template/src/template/contract/DriverInterface.php ( 0.86 KB )
      139. /yingpanguazai/ssd/ssd1/www/a.mffb.com.cn/runtime/temp/cbe9940b986bd319e8e4ad9d69892652.php ( 11.98 KB )
      140. /yingpanguazai/ssd/ssd1/www/a.mffb.com.cn/vendor/topthink/think-trace/src/Html.php ( 4.42 KB )
      1. CONNECT:[ UseTime:0.000881s ] mysql:host=127.0.0.1;port=3306;dbname=a_mffb;charset=utf8mb4
      2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.001456s ]
      3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.007314s ]
      4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.002177s ]
      5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.000984s ]
      6. SELECT * FROM `set` [ RunTime:0.006383s ]
      7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.001063s ]
      8. SELECT * FROM `article` WHERE `id` = 544631 LIMIT 1 [ RunTime:0.011180s ]
      9. UPDATE `article` SET `lasttime` = 1785833515 WHERE `id` = 544631 [ RunTime:0.029756s ]
      10. SELECT * FROM `fenlei` WHERE `id` = 66 LIMIT 1 [ RunTime:0.001676s ]
      11. SELECT * FROM `article` WHERE `id` < 544631 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.004690s ]
      12. SELECT * FROM `article` WHERE `id` > 544631 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.009692s ]
      13. SELECT * FROM `article` WHERE `id` < 544631 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.020717s ]
      14. SELECT * FROM `article` WHERE `id` < 544631 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.012324s ]
      15. SELECT * FROM `article` WHERE `id` < 544631 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.058337s ]
      0.286359s