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如何查验房产是否被开发商做过抵押

  • 2026-07-15 09:00:17
如何查验房产是否被开发商做过抵押

如何查验房产是否被开发商做过抵押

买房前没查这个❗️小心钱房两空

**重要提醒**！购买新房前必须确认房子是否存在抵押！教你两步避坑：

1️⃣ **查抵押记录**
根据《民法典》第402条规定，房产抵押必须办理**抵押登记**。购房者可携带身份证件，到**不动产登记中心**查询房屋档案，即可查看是否有抵押记录。

2️⃣ **遇隐瞒可维权**
若开发商故意隐瞒已抵押事实：
✅ **可要求解除购房合同**
✅ **主张双倍返还购房款**（依据《商品房买卖合同司法解释》第9条）
✅ **要求赔偿装修费、利息等损失**

**特别注意**！即便已网签备案，也要单独核查抵押情况。建议在购房合同中明确约定**抵押违约责任条款**，最大限度保障自身权益。

👉 发现被坑要立即取证，通过法律途径维权！
#房产知识 #买房攻略 #法律常识 #避坑指南



#苏州律师 #法律知识分享 #法律咨询

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  138. /yingpanguazai/ssd/ssd1/www/a.mffb.com.cn/vendor/topthink/think-template/src/template/contract/DriverInterface.php ( 0.86 KB )
  139. /yingpanguazai/ssd/ssd1/www/a.mffb.com.cn/runtime/temp/cbe9940b986bd319e8e4ad9d69892652.php ( 11.98 KB )
  140. /yingpanguazai/ssd/ssd1/www/a.mffb.com.cn/vendor/topthink/think-trace/src/Html.php ( 4.42 KB )
  1. CONNECT:[ UseTime:0.000620s ] mysql:host=127.0.0.1;port=3306;dbname=a_mffb;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.000847s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000319s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000326s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.000468s ]
  6. SELECT * FROM `set` [ RunTime:0.000199s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.000657s ]
  8. SELECT * FROM `article` WHERE `id` = 548144 LIMIT 1 [ RunTime:0.000487s ]
  9. UPDATE `article` SET `lasttime` = 1785361761 WHERE `id` = 548144 [ RunTime:0.006371s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.000259s ]
  11. SELECT * FROM `article` WHERE `id` < 548144 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.000460s ]
  12. SELECT * FROM `article` WHERE `id` > 548144 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.000382s ]
  13. SELECT * FROM `article` WHERE `id` < 548144 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.000661s ]
  14. SELECT * FROM `article` WHERE `id` < 548144 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.000629s ]
  15. SELECT * FROM `article` WHERE `id` < 548144 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.000829s ]
0.082615s