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房产需求篇-不同月收入可以买什么房子

  • 2026-07-30 19:21:08
房产需求篇-不同月收入可以买什么房子

房产需求篇-不同月收入可以买什么房子

房产这边的需求分2部分，潜在需求和有效需求，我们有了钱之后，贷款买什么价位的房子才在合理负担之内呢？

我们按等额本金和等额本息分别计算了一版数据。基础条件：首付15%、商贷利率3.0%、贷款30年。因为等额本金每月还款逐月递减，首月还款额最高，所以等额本金可贷额度、可买房价都比等额本息低一些，大家可以作参考。

ps：以上基于假设条件，具体以银行审批为准
祝大家多多赚钱美滋滋

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江苏,20分钟前,2026年7月22日
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  1. CONNECT:[ UseTime:0.000515s ] mysql:host=127.0.0.1;port=3306;dbname=a_mffb;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.000709s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.014809s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.004549s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.000549s ]
  6. SELECT * FROM `set` [ RunTime:0.003483s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.000575s ]
  8. SELECT * FROM `article` WHERE `id` = 549975 LIMIT 1 [ RunTime:0.001186s ]
  9. UPDATE `article` SET `lasttime` = 1785550019 WHERE `id` = 549975 [ RunTime:0.115364s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.005245s ]
  11. SELECT * FROM `article` WHERE `id` < 549975 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.008600s ]
  12. SELECT * FROM `article` WHERE `id` > 549975 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.016682s ]
  13. SELECT * FROM `article` WHERE `id` < 549975 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.020924s ]
  14. SELECT * FROM `article` WHERE `id` < 549975 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.007747s ]
  15. SELECT * FROM `article` WHERE `id` < 549975 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.033711s ]
0.317165s