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共有房产传承,费用梳理

  • 2026-03-20 21:15:20
共有房产传承,费用梳理
分享实用简单的家庭财富保护与传承的知识
粉丝留言提问：
赵老师说：
很明显，这位粉丝朋友的注意力都是钱的事，以什么方式传承房产“最省钱”，且粉丝朋友也有自己的思路，今天就聚焦说说，在传承过程中，钱的事~
首先回答粉丝关心的问题：房子若是子女与父母共有，那将来子女继承父母的份额，会不会有费用？
是的，确实是会产生费用，主要有两方面，一是税的相关支出，二是其他费用的相关支出。
1，税方面
  • 印花税：根据粉丝的思路，父母占1%的房产份额，子女占99%的房产份额，将来子女哪怕只需继承父母1%的份额，也会涉及到税，主要是印花税，根据继承的房产份额对应的价值，收取一定比例的印花税，这一项并不多；
  • 契税：继承本身通常没有契税，但是粉丝提及的房产，原本是父母100%所有，后来加上了子女的名字，子女获得99%的份额，这个过程实际上是一个赠与的过程，在办理过户登记的环节，需要缴纳契税，比较常见的是按照3%的标准征收。
2、费方面
继承父母房产，除了有少量税，还有几项费用，从实操角度来看，通常会有以下几项费用产生：
  • 登记费：如果是住房，通常是80元/件；
  • 继承权公证费：若是采用先公证后过户的方式，那么根据房屋价值或面积，会产生公证的费用（倘若采用非公证继承过户，则没有该费用）
  • 赠与公证费：在将房产99%的份额赠与给子女的环节，如果考虑到赠与的严谨性和证明力，将赠与协议进行公证是一个稳妥的做法，而对于赠与公证，也是有费用的（倘若不做公证，则没有该费用）
  • 订立遗嘱的费用：粉丝介绍家里是多子女家庭，而父母已经将房产99%份额赠与给其中一子女，想必，其余的1%也希望是留给同一子女，1%的份额在继承时，倘若没有遗嘱，那么就要按照法定继承分配，结果就是所有子女都有份，如果子女之间对当初提前赠与99%给某个子女有异议，那么在继承1%的环节，势必会引起有的人不配合，而一份专业严谨的遗嘱，可以把1%的做好明确的安排，在一定程度上降低纷争。
延展思考：
到底粉丝的这个思路是不是最佳的选择呢？也或者买卖，赠与与继承，会不会有哪种更适合呢？目前针对该粉丝家庭来说，只能用不好说来回答。
因为，每一种传承方式都有长处也有短板，没有哪种方式，放在任何一个家庭都能称之为是最佳选择。
今天的梳理也仅仅是站在费用一个角度，是没有结合到粉丝家庭的实际人员情况，家人之间的关系，房产的价值、持有年限、数量等细节的。房产传承，并不只有税费这一项，还涉及到了法律，亲情，流程手续等，他是一个系统的工程，若要选择出适合自己的，那么一定要结合家庭实际，全面考虑才稳妥。
感谢今天这位粉丝朋友的提问，分享了他的一个新思路给大家，房产传承思路并不只有买卖，赠与和继承三种可选，可以像这位粉丝朋友这样组合运用其中的两种，这也是一个思路，不论采用什么方式，请大家记得，适合自己家庭的，能圆满自己心愿的，这才能算是好的思路~
本文来自网友投稿或网络内容，如有侵犯您的权益请联系我们删除，联系邮箱：wyl860211@qq.com 。

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  1. CONNECT:[ UseTime:0.000465s ] mysql:host=127.0.0.1;port=3306;dbname=a_mffb;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.000783s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000285s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000550s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.000719s ]
  6. SELECT * FROM `set` [ RunTime:0.000244s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.000730s ]
  8. SELECT * FROM `article` WHERE `id` = 483873 LIMIT 1 [ RunTime:0.001983s ]
  9. UPDATE `article` SET `lasttime` = 1775493947 WHERE `id` = 483873 [ RunTime:0.004694s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.000641s ]
  11. SELECT * FROM `article` WHERE `id` < 483873 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.000416s ]
  12. SELECT * FROM `article` WHERE `id` > 483873 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.002810s ]
  13. SELECT * FROM `article` WHERE `id` < 483873 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.000573s ]
  14. SELECT * FROM `article` WHERE `id` < 483873 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.006103s ]
  15. SELECT * FROM `article` WHERE `id` < 483873 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.000990s ]
0.175956s