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第一次做房产抵押,踩了太多坑!

  • 2026-05-09 14:15:15
第一次做房产抵押,踩了太多坑!

第一次做房产抵押，踩了太多坑！

故事是这样的！生意上要调个头，急需周转才不得已动了这套房子，因为是自住房，没有卖，拿去抵押了。
结果就踩了第一坑，产权不对！房子是爸妈买的，很难申请，还有别的资质要求，一时间有点为难，后面又不想去找那些机构的做，怕有风险，想来想去还是想在银行做，就找了家贷款中介帮我们处理。
对比了好几家，成本太高，甚至说夸张！又踩了第二个坑，找中介轻松很多，但是差点就签了家黑中介，口头说的2-3个点，到了签合同就变成18%，差点不见十多万。
找朋友介绍认识的何胖子，聊下来人还不错，流程都很清晰，起码这个人给我的感觉不圆滑够靠谱。做的建行2.65%算不错的，先办后付，也没啥后顾之忧，已经下户拍照了，后续再跟大家分享。给兄弟们一点参考！
哈哈哈！故事讲完了，该注意事项就这些。我就是那个讲故事的！#避坑 #房屋抵押 #杭州房屋抵押办理 #杭融·何胖子

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      136. /yingpanguazai/ssd/ssd1/www/a.mffb.com.cn/vendor/topthink/think-template/src/Template.php ( 46.61 KB )
      137. /yingpanguazai/ssd/ssd1/www/a.mffb.com.cn/vendor/topthink/think-template/src/template/driver/File.php ( 2.41 KB )
      138. /yingpanguazai/ssd/ssd1/www/a.mffb.com.cn/vendor/topthink/think-template/src/template/contract/DriverInterface.php ( 0.86 KB )
      139. /yingpanguazai/ssd/ssd1/www/a.mffb.com.cn/runtime/temp/cbe9940b986bd319e8e4ad9d69892652.php ( 11.98 KB )
      140. /yingpanguazai/ssd/ssd1/www/a.mffb.com.cn/vendor/topthink/think-trace/src/Html.php ( 4.42 KB )
      1. CONNECT:[ UseTime:0.000952s ] mysql:host=127.0.0.1;port=3306;dbname=a_mffb;charset=utf8mb4
      2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.001447s ]
      3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.001850s ]
      4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.004477s ]
      5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.001471s ]
      6. SELECT * FROM `set` [ RunTime:0.011312s ]
      7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.001588s ]
      8. SELECT * FROM `article` WHERE `id` = 503442 LIMIT 1 [ RunTime:0.013291s ]
      9. UPDATE `article` SET `lasttime` = 1781303915 WHERE `id` = 503442 [ RunTime:0.014162s ]
      10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.004633s ]
      11. SELECT * FROM `article` WHERE `id` < 503442 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.023740s ]
      12. SELECT * FROM `article` WHERE `id` > 503442 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.007386s ]
      13. SELECT * FROM `article` WHERE `id` < 503442 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.003328s ]
      14. SELECT * FROM `article` WHERE `id` < 503442 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.006556s ]
      15. SELECT * FROM `article` WHERE `id` < 503442 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.001947s ]
      0.298865s