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中国银行-随心智贷房产专案

  • 2026-05-09 15:17:22
中国银行-随心智贷房产专案

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中国银行-房产专案

基本要求

年龄:女18-55岁，男18-57岁

额度：30w

利率：年化3.55%起

期限：3-5年

还款方式：3年先息后本，5年等额本息

基本要求

要求（符合以下任一条都可）：

1、房价300万以上，提供满1年的的收入流水

2、房价300万以上，40岁以内提供大专以上学历（学历学信网上可查）

3、房价300万以上，50岁以下提供结婚证+子女出生证明

4、房价300万以上，社保缴纳满12月以上（灵活就业也可）

注意：若仅提供一套房产，该房产不可为动迁安置房，若是动迁安置房需要提供2套以上

预审资料：最新纸质版征信、产调、产证照片、权利人身份证照片、大数据链接

签约：产证复印件、权利人的身份证正反面复印件、中国银行卡

征信要求

查询:1个月<15次;3个月<20次

逾期:5年内不能超过5个1

非银3笔内，信用卡使用率不超80%

产品优势

收入低客群 大龄可做 选择性多要求简单 

本文来自网友投稿或网络内容，如有侵犯您的权益请联系我们删除，联系邮箱：wyl860211@qq.com 。

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  140. /yingpanguazai/ssd/ssd1/www/a.mffb.com.cn/vendor/topthink/think-trace/src/Html.php ( 4.42 KB )
  1. CONNECT:[ UseTime:0.000548s ] mysql:host=127.0.0.1;port=3306;dbname=a_mffb;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.000624s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000303s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000317s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.000500s ]
  6. SELECT * FROM `set` [ RunTime:0.000221s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.000590s ]
  8. SELECT * FROM `article` WHERE `id` = 505756 LIMIT 1 [ RunTime:0.001673s ]
  9. UPDATE `article` SET `lasttime` = 1779627284 WHERE `id` = 505756 [ RunTime:0.004035s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.000232s ]
  11. SELECT * FROM `article` WHERE `id` < 505756 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.000437s ]
  12. SELECT * FROM `article` WHERE `id` > 505756 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.000385s ]
  13. SELECT * FROM `article` WHERE `id` < 505756 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.007613s ]
  14. SELECT * FROM `article` WHERE `id` < 505756 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.000808s ]
  15. SELECT * FROM `article` WHERE `id` < 505756 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.001150s ]
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