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83年,43岁,在上海:除开房产,还有多少有钱人

  • 2026-06-05 23:58:21
83年,43岁,在上海:除开房产,还有多少有钱人
房价降了以后，我就琢磨着，要不要升级一下房子，毕竟现在83平米的两居，是拿不出手迎媳妇的，虽然那是十几年后的事了。
我老爹立马制止了我，他大声呵斥：你知道现在有多少背负债务，留点现金才是当务之急。
可是存款利率也在下降啊，拿去理财，我也怕风险。虽然房价还会跌，好歹自己住，还是有体验感的。再说了，没有套像样的房子，孩子社交，找对象都受限。
我老爹说：你以为现在有钱人很多吗，上海人除开房子，也没多少存款，能拿出50万存款的有一半吗？
我老爹这么说，是因为在老家，已经有很多年轻人，因为房贷，因为不良习惯，背上几十，上百万的债务了。年初的时候，甚至有还不起债务的，才24岁就轻生了。
确实是，站在大环境不好，失业的人太多了，甚至有夫妻俩都失业的，之前看了个帖子，大概是说，上海人均500万资产，450万的房子，50万的存款。
50万存款，如果没有工作，没有收入，在上海真是没什么底气，如果还有孩子，那固定教育支出每年至3万起步吧，每个月2000的补课费，辅导班费，已经见怪不怪了。
就算有工作，就现在这个大环境，真是不敢造啊，突然想起我那个在张江做高管的同学了，年薪百万却不敢退休，因为还有一套千万房产还贷，还有两个孩子读小学。
看看这篇文章留言吧，看大家都有多少存款，让我心里有点底！
           👍 —— END——👍
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贺妈：全职妈妈独自带娃，从北京到上海定居，分享日常生活，找同频正能量的你，一起搞钱，成长！
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  139. /yingpanguazai/ssd/ssd1/www/a.mffb.com.cn/runtime/temp/cbe9940b986bd319e8e4ad9d69892652.php ( 11.98 KB )
  140. /yingpanguazai/ssd/ssd1/www/a.mffb.com.cn/vendor/topthink/think-trace/src/Html.php ( 4.42 KB )
  1. CONNECT:[ UseTime:0.000689s ] mysql:host=127.0.0.1;port=3306;dbname=a_mffb;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.000768s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000325s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000277s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.000581s ]
  6. SELECT * FROM `set` [ RunTime:0.000294s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.000890s ]
  8. SELECT * FROM `article` WHERE `id` = 526194 LIMIT 1 [ RunTime:0.003664s ]
  9. UPDATE `article` SET `lasttime` = 1782913467 WHERE `id` = 526194 [ RunTime:0.000866s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.000327s ]
  11. SELECT * FROM `article` WHERE `id` < 526194 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.000603s ]
  12. SELECT * FROM `article` WHERE `id` > 526194 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.000475s ]
  13. SELECT * FROM `article` WHERE `id` < 526194 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.006041s ]
  14. SELECT * FROM `article` WHERE `id` < 526194 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.019600s ]
  15. SELECT * FROM `article` WHERE `id` < 526194 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.010081s ]
0.121024s