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二手房税费怎么算,看这篇就够了.

  • 2026-03-24 22:09:47
二手房税费怎么算,看这篇就够了.
第一次买房的小白注意了！买房的四个核心税费搞不懂，千万别随便下手，不然很容易多花冤枉钱吃大亏！
首先是契税，这个是买房人自己交，交给国家的，家庭首套住宅的标准很简单：140平以下交1%，100万的房就花1万；140平以上交1.5%，100万就是1万5。现在不少城市有契税补贴、减免或返还政策，能省点是点，记得提前查下当地的规矩。
然后是个税，这个铁定是房主出，谁卖房谁交，发票也是房主的名，别被中介忽悠着自己扛。多数城市个税是1%，个别城市1.5%或2%，要是房主让你出个税，直接让他房价里减回来，此消彼长才不亏。个税还能免，就两种情况：一是房子满五唯一，房主契税交满5年且是唯一住房；二是房子贬值了，房主能拿全款和契税发票证明买价高于卖价，也能免交。         
接下来增值税，还是房主出，只有一个情况要交：房主的契税没满2年，税率3%，只要满2年就免交，这点一定要盯紧。
还有土地出让金，依旧是房主出，不是所有房都有，只有房本上土地性质是划拨地的才要交，各地比例不一样，1%-5%都有，提前问当地的收取标准就行。
最后说中介费，找中介才会有，而且中介费和税费不一样，也是可以谈的，别当冤大头。
买房是大事，每一分钱都要花在明处，这些税费规则记牢，看房时一条条核对，别因为不懂多交钱。
关注我，每天分享各种买房小知识，帮你避坑，省大钱。
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  137. /yingpanguazai/ssd/ssd1/www/a.mffb.com.cn/vendor/topthink/think-template/src/template/driver/File.php ( 2.41 KB )
  138. /yingpanguazai/ssd/ssd1/www/a.mffb.com.cn/vendor/topthink/think-template/src/template/contract/DriverInterface.php ( 0.86 KB )
  139. /yingpanguazai/ssd/ssd1/www/a.mffb.com.cn/runtime/temp/cbe9940b986bd319e8e4ad9d69892652.php ( 11.98 KB )
  140. /yingpanguazai/ssd/ssd1/www/a.mffb.com.cn/vendor/topthink/think-trace/src/Html.php ( 4.42 KB )
  1. CONNECT:[ UseTime:0.000491s ] mysql:host=127.0.0.1;port=3306;dbname=a_mffb;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.000790s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000302s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000402s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.000554s ]
  6. SELECT * FROM `set` [ RunTime:0.000240s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.000580s ]
  8. SELECT * FROM `article` WHERE `id` = 492031 LIMIT 1 [ RunTime:0.017699s ]
  9. UPDATE `article` SET `lasttime` = 1774369249 WHERE `id` = 492031 [ RunTime:0.012291s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 66 LIMIT 1 [ RunTime:0.000273s ]
  11. SELECT * FROM `article` WHERE `id` < 492031 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.000830s ]
  12. SELECT * FROM `article` WHERE `id` > 492031 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.014101s ]
  13. SELECT * FROM `article` WHERE `id` < 492031 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.011654s ]
  14. SELECT * FROM `article` WHERE `id` < 492031 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.015264s ]
  15. SELECT * FROM `article` WHERE `id` < 492031 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.007690s ]
0.150022s