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广发银行房产抵押政策

  • 2026-03-25 10:57:42
广发银行房产抵押政策

广发银行房产抵押政策

贷款额度：最高1500万，抵押率最高8.8成
贷款利率：年化2.45%起
贷款期限：最长10年
还款方式：先息后本、等额本金/本息、本金休假、超期月供、按月付息分期还本
到期政策：可免还本续贷、支持提放保
准入条件：
1.借款人年龄18-65周岁
2.执照要求成立满1个月以上，未满3个月需提供借款人1年以上从业经历证明
3.月均流水需覆盖月供2倍以上
4.抵押物支持州及部份佛山南海区域的住宅、部份别墅，楼龄在30年以内
5.抵押物持有满1个月以上可准入，未满6个月以成交价和评估价孰低原则认定价值


#金融知识分享 #贷款攻略 #广发银行 #房产抵押 #理财小贴士 #小微企业主#普惠金融 #广州

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  140. /yingpanguazai/ssd/ssd1/www/a.mffb.com.cn/vendor/topthink/think-trace/src/Html.php ( 4.42 KB )
  1. CONNECT:[ UseTime:0.001281s ] mysql:host=127.0.0.1;port=3306;dbname=a_mffb;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.001333s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000706s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000661s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.001341s ]
  6. SELECT * FROM `set` [ RunTime:0.000609s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.001433s ]
  8. SELECT * FROM `article` WHERE `id` = 492280 LIMIT 1 [ RunTime:0.004066s ]
  9. UPDATE `article` SET `lasttime` = 1774426301 WHERE `id` = 492280 [ RunTime:0.029713s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.000311s ]
  11. SELECT * FROM `article` WHERE `id` < 492280 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.000538s ]
  12. SELECT * FROM `article` WHERE `id` > 492280 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.000656s ]
  13. SELECT * FROM `article` WHERE `id` < 492280 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.000729s ]
  14. SELECT * FROM `article` WHERE `id` < 492280 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.003396s ]
  15. SELECT * FROM `article` WHERE `id` < 492280 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.000842s ]
0.197959s