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青岛地区中信银行—房产抵押贷款产品2026

  • 2026-06-05 17:38:24
青岛地区中信银行—房产抵押贷款产品2026

中信银行—房产抵押贷款产品大纲汇总

企业抵押额度：单笔最高1000万
②抵押利率：年化低至2.5%—3.0%
③抵押期限：三年期，10年授信。
④还款方式：先息后本，随借随还
⑤提前还款：无违约金（提前在手机银行预约）
⑥房子要求：
1.住宅7成抵押率  

      2.房龄30年以内

      3.划拨/经济适用房/拆迁返还.可做

⑦签约方式：线下银行网点面签申请。

准入要求：

①年龄：22-65周岁（含） 

②客户类群：

   青岛本地有房（可带押申请）

③营业执照要求：

   青岛地区执照需满6个月以上可做（新执照执照需要证明经营满一年）

④评估价格可参考：市场成交价格
⑤准入地区: 
        青岛市：市辖区7个.代管县级市3个
 崂山区，市南区，市北区，李沧区
        城阳区，黄岛区，即墨区
        胶州市，莱西市
⑥单身/已婚：需公证
征信要求：
①逾期：无当前逾期，不得有3期连续逾期和连3累6；近一年逾期无2且一年内逾期次数不超6次；近两年逾期无3且两年内逾期次数不超9次
②网贷/负债/流水/经营：可沟通
③近半年贷款审批查询：10次以内 
微信扫一扫添加助贷公司微信：可咨询具体申请流程细节。
本文来自网友投稿或网络内容，如有侵犯您的权益请联系我们删除，联系邮箱：wyl860211@qq.com 。

灵武招聘 | 灵武市尚居房产中介信息部

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  137. /yingpanguazai/ssd/ssd1/www/a.mffb.com.cn/vendor/topthink/think-template/src/template/driver/File.php ( 2.41 KB )
  138. /yingpanguazai/ssd/ssd1/www/a.mffb.com.cn/vendor/topthink/think-template/src/template/contract/DriverInterface.php ( 0.86 KB )
  139. /yingpanguazai/ssd/ssd1/www/a.mffb.com.cn/runtime/temp/cbe9940b986bd319e8e4ad9d69892652.php ( 11.98 KB )
  140. /yingpanguazai/ssd/ssd1/www/a.mffb.com.cn/vendor/topthink/think-trace/src/Html.php ( 4.42 KB )
  1. CONNECT:[ UseTime:0.000518s ] mysql:host=127.0.0.1;port=3306;dbname=a_mffb;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.000901s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.011426s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000341s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.000606s ]
  6. SELECT * FROM `set` [ RunTime:0.000229s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.000733s ]
  8. SELECT * FROM `article` WHERE `id` = 503306 LIMIT 1 [ RunTime:0.005405s ]
  9. UPDATE `article` SET `lasttime` = 1781326549 WHERE `id` = 503306 [ RunTime:0.001490s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.002770s ]
  11. SELECT * FROM `article` WHERE `id` < 503306 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.011797s ]
  12. SELECT * FROM `article` WHERE `id` > 503306 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.008831s ]
  13. SELECT * FROM `article` WHERE `id` < 503306 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.014297s ]
  14. SELECT * FROM `article` WHERE `id` < 503306 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.007809s ]
  15. SELECT * FROM `article` WHERE `id` < 503306 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.022802s ]
0.168271s