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【胡润最新发布:保险取代房产!

  • 2026-06-18 18:52:49
【胡润最新发布:保险取代房产!

【胡润最新发布：保险取代房产！成为富人资产配置中新的压舱石】
调研显示，中国高净值家庭年均保费支出平均59万元人民币，保险资产正在成为“配置金字塔”中的基石。

高净值人群配置保险的目的已不仅是风险保障，更多是：
长期财富规划（68%）
资产安全隔离（59%）
家庭财富传承（51%）

保险，对于高净值人士而言，已经从一种简单的保障投资工具，演化为家庭财富规划中兼具防御性，确定性和传承性的核心兜底机制。#高净值客户#资产配置#保险#胡润

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      1. CONNECT:[ UseTime:0.000915s ] mysql:host=127.0.0.1;port=3306;dbname=a_mffb;charset=utf8mb4
      2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.001450s ]
      3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.002680s ]
      4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000698s ]
      5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.001439s ]
      6. SELECT * FROM `set` [ RunTime:0.003047s ]
      7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.001469s ]
      8. SELECT * FROM `article` WHERE `id` = 530660 LIMIT 1 [ RunTime:0.001817s ]
      9. UPDATE `article` SET `lasttime` = 1782071432 WHERE `id` = 530660 [ RunTime:0.003976s ]
      10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.000679s ]
      11. SELECT * FROM `article` WHERE `id` < 530660 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.003929s ]
      12. SELECT * FROM `article` WHERE `id` > 530660 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.001125s ]
      13. SELECT * FROM `article` WHERE `id` < 530660 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.001693s ]
      14. SELECT * FROM `article` WHERE `id` < 530660 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.001659s ]
      15. SELECT * FROM `article` WHERE `id` < 530660 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.024099s ]
      0.239368s