当前位置：首页>房产>英德办理房产抵押业务不用再跑一趟拿纸质证明!8月1日起全面实行电子版证明!

英德办理房产抵押业务不用再跑一趟拿纸质证明!8月1日起全面实行电子版证明!

  • 2026-08-06 11:40:32
英德办理房产抵押业务不用再跑一趟拿纸质证明!8月1日起全面实行电子版证明!

办过房贷的人都懂这种痛——

请假跑银行、排队等叫号、交完材料回家等通知、过几天再跑一趟不动产登记中心拿那张纸质证明……办一次抵押登记，少说折腾两三天。

但从今天（8月1日）起，这一切彻底变了！

英德市不动产登记中心正式官宣：办理不动产抵押登记（房屋）线上线下业务，全面实行电子版证明，不再制作或打印纸质版证明。

什么意思？

以后不用再为了拿一张纸专门跑一趟了

具体怎么操作？

分两种情况

个人或非金融机构办理：办完抵押登记业务后，扫一扫收件单上的二维码，缴费完成，电子证明当场就出来。不用等、不用催、不用再跑一趟。

各金融机构办理： 扫码后0.5个工作日内，电子证明就会在粤商通上生成。银行那边直接就能查到，你连跑都不用跑。

对普通市民意味着什么？

✅少跑腿——以前要跑两趟，现在跑一趟甚至一趟都不用跑

✅省时间——不用请假、不用排队、不用等通知再取件

✅更方便——电子证明存在手机里，随时调取，不怕丢

✅0.5个工作日搞定——比原来的1个工作日快了一半

说白了，以前办抵押是“跑断腿”，现在办抵押是“动动手指”。

温馨提示

电子证明和纸质版具有同等法律效力，银行、房管等部门都认。需要用时，打开手机就能出示，比翻箱倒柜找那张纸方便一百倍。

办过房贷的人都懂这种痛——这次新政，真的帮你省事了。

赶紧转给身边准备买房、正在办贷款的朋友！他们一定用得上！

政策依据：

英德市不动产登记中心2026年7月20日通知，自2026年8月1日起施行。如有疑问可咨询英德市不动产登记中心（地址：英德市英城街道金子山一号路行政服务中心，电话：0763-2276179）。

#英德#房产#贷款#房贷#房产抵押

来源：悦英德、清远市英德市自然资源局

原标题：英德人注意！今天起办房产抵押不用再跑一趟拿纸质证明了！

编辑：英德微宝编辑部

自驾车者和需要搭顺风车者

分别在版块内发布信息

自助结对搭上顺风车

本文来自网友投稿或网络内容，如有侵犯您的权益请联系我们删除，联系邮箱：wyl860211@qq.com 。

桐乡房产资讯2026.08.04

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  1. CONNECT:[ UseTime:0.001100s ] mysql:host=127.0.0.1;port=3306;dbname=a_mffb;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.001826s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000707s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000622s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.001326s ]
  6. SELECT * FROM `set` [ RunTime:0.000596s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.001372s ]
  8. SELECT * FROM `article` WHERE `id` = 553545 LIMIT 1 [ RunTime:0.001720s ]
  9. UPDATE `article` SET `lasttime` = 1786116200 WHERE `id` = 553545 [ RunTime:0.002117s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.000570s ]
  11. SELECT * FROM `article` WHERE `id` < 553545 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.001134s ]
  12. SELECT * FROM `article` WHERE `id` > 553545 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.001227s ]
  13. SELECT * FROM `article` WHERE `id` < 553545 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.005396s ]
  14. SELECT * FROM `article` WHERE `id` < 553545 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.008955s ]
  15. SELECT * FROM `article` WHERE `id` < 553545 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.009005s ]
0.208277s