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西安港务区、落户、二手房完整交易流程

  • 2026-06-02 01:58:28
西安港务区、落户、二手房完整交易流程

西安港务区、落户、二手房完整交易流程


一、二手房完整交易流程
1. 看房、谈价、签合同
1. 确定房源，核实产权、有无抵押、户口是否迁出、是否查封
2. 贝壳签《存量房买卖合同》，交定金
3. 查房屋学区、落户、港务区派出所户籍情况
2. 资质审核 & 贷款预审（1–3天）

- 买方：身份证、户口本、婚姻证明、征信、流水
- 贝壳门店（乐远）协助预审：公积金/商贷/组合贷
- 确认首付、贷款额度、还款方式（等额本息/本金）

3. 资金监管（西安必走，安全）
首付+定金全部存入银行资金监管账户
不直接给房东，过户成功才放款，防止被骗。

4. 银行面签（商贷/公积金）
- 商贷：5–10天审批
- 公积金：7–15天审批
审批通过出《贷款审批函》

5. 网签备案（当天）
房管局网签，生成备案合同
网签后即可申请落户港务区，不用等交房、不用等办证

6. 缴税过户（1天）
契税、个税、增值税当场缴纳
不动产中心办理过户，出新房产证

7. 办理抵押
银行/公积金抵押新房本，办理他项权证

8. 银行放款
- 商贷：3–7

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来自小程序AI贴图助手
陕西,54分钟前,
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  139. /yingpanguazai/ssd/ssd1/www/a.mffb.com.cn/runtime/temp/cbe9940b986bd319e8e4ad9d69892652.php ( 11.98 KB )
  140. /yingpanguazai/ssd/ssd1/www/a.mffb.com.cn/vendor/topthink/think-trace/src/Html.php ( 4.42 KB )
  1. CONNECT:[ UseTime:0.001012s ] mysql:host=127.0.0.1;port=3306;dbname=a_mffb;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.001576s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000804s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000691s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.001481s ]
  6. SELECT * FROM `set` [ RunTime:0.000649s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.001603s ]
  8. SELECT * FROM `article` WHERE `id` = 527250 LIMIT 1 [ RunTime:0.001089s ]
  9. UPDATE `article` SET `lasttime` = 1782729400 WHERE `id` = 527250 [ RunTime:0.019649s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 66 LIMIT 1 [ RunTime:0.001667s ]
  11. SELECT * FROM `article` WHERE `id` < 527250 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.001448s ]
  12. SELECT * FROM `article` WHERE `id` > 527250 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.001252s ]
  13. SELECT * FROM `article` WHERE `id` < 527250 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.007953s ]
  14. SELECT * FROM `article` WHERE `id` < 527250 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.005964s ]
  15. SELECT * FROM `article` WHERE `id` < 527250 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.024405s ]
0.201280s