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上海房产抵押,你犹豫的不是抵押,是被你浪费的钱!

  • 2026-02-09 05:47:50
上海房产抵押,你犹豫的不是抵押,是被你浪费的钱!
有时候，真的很不理解，有些人钱放在面前根本看不见，装聋作哑。
而自己活生生遭罪，收着资产贬值、负债累累、拆东墙补西墙，甘愿当牛马的生活。有时候，苏科看了有些无奈，也有些恨铁不成钢。
因为他这种观念，很多时候根本难以改变，根本改变不了，这才是最恐怖的。
苏科在上海做房产抵押12年了，见过各种各样的客户，见过各式各样的房产；不得不感慨，如今的房产市场，真的是眼见其起高楼，眼见其大楼崩塌的世态炎凉。
但在这之间，有的人选择了努力上岸，而有的人却固执等待让大楼把自己砸得稀巴烂。
苏科这绝不是骇人听闻，故意吓唬大家，现实情况的确如此。
曾经身价千万，动不动公司流水上亿的老板，名下几套价值千万的房产。当实体行业遭遇滑铁卢，不断下行的时候，大厦将倾亏钱和流水一样迅速 ；或许，很多 老板从来都没有想过要抵押房产才能拿到资金 。
觉得上海价值千万的房产永远是属于自己的后盾。
但是，现实很残酷，公司生意的崩塌没有想象的那么简单，很快公司账上没钱，用公司做企业贷 ，企业贷不够用，想到用上海的房产做抵押，做经营性抵押贷款；但没想到的是2年时间，房产价值竟然下跌了200多万，原本一千万的房子能抵押800多万的，现在只剩下600多万多一点。
而且，更残忍的是，当银行看到老板满目疮痍的征信的时候，家家都不愿意批款。
因为什么？因为负债，银行怕这笔抵押批款出去，负债这么高，月供这么高，跟不上了，还不动了该怎么办？所以做房产抵押都很难了。
很多上海业主，当财产状况出现问题的时候，第一时间想到的不是说哎呦我去想办法清理我的负债，或者说把现金流放在手里，任何时候都不慌张。觉得没事的，绝对能够安全过关的。
但不怕一万，就怕万一。
当你条件差的时候，不仅房产抵押做不了，而且连房子都有可能不是你的。
因为负债那么多，你还不动了，最后还不是等着你的房产被拍卖吗？
所以，在行业下行，房产价值不断萎缩的情况下，房子唯一的价值不是你以为它还能值多少钱，而是它现在还能给你带来多少钱的现金流，帮你解决问题！
说句残忍的话，无法随时变现的资产就不算是资产，而房子也一样，只是一个工具而已。
所以，上海房产抵押，很多人在犹豫，其实你犹豫的不是房产，是白花花在房价下行的时候化为泡影的银子！
如果你还在犹豫，联系苏科，给你最优规划方案。

苏科融资，上海助贷12年，房产抵押/个人信贷/企业贷款/债务重组/不良资产，扫码或添加“sumu236”咨询。

本文来自网友投稿或网络内容，如有侵犯您的权益请联系我们删除，联系邮箱：wyl860211@qq.com 。

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  1. CONNECT:[ UseTime:0.000779s ] mysql:host=127.0.0.1;port=3306;dbname=a_mffb;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.001244s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.001583s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000569s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.001126s ]
  6. SELECT * FROM `set` [ RunTime:0.001331s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.001216s ]
  8. SELECT * FROM `article` WHERE `id` = 465170 LIMIT 1 [ RunTime:0.001574s ]
  9. UPDATE `article` SET `lasttime` = 1770975013 WHERE `id` = 465170 [ RunTime:0.022456s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.001205s ]
  11. SELECT * FROM `article` WHERE `id` < 465170 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.002539s ]
  12. SELECT * FROM `article` WHERE `id` > 465170 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.004072s ]
  13. SELECT * FROM `article` WHERE `id` < 465170 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.007077s ]
  14. SELECT * FROM `article` WHERE `id` < 465170 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.007947s ]
  15. SELECT * FROM `article` WHERE `id` < 465170 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.004170s ]
0.202645s