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在成都,网货查询多能办理房产抵押贷款吗?

  • 2026-02-05 08:00:03
在成都,网货查询多能办理房产抵押贷款吗?

在成都，网货查询多能办理房产抵押贷款吗？

有小伙伴咨询：“网贷多、查询多，可以拿成都的房子办理房产抵押贷款吗？”

答案是：可以的！但是选对银行很重要！
①大部分银行都是会看机构数的，笔数太多，大数据比较乱，会影响大综合评分，甚至秒拒，尽量避免小额多笔，或者提前结清。

②大部分产品看近几个月查询，有的看2个月，还有的看3个月或者6个月，建议在申请之前自己查一份征信看看，了解自己的情况再去选择适合自己的产品。

③千万不要乱申请，申请一次就会查询一次！如果查询过多，或者逾期次数多，就养一下，等跳过时间段再去申请！

④选择非线上的产品，这样有机会可以线下沟通，能一定程度提高通过率。
四川,1小时前,
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  1. 请求信息 : 2026-02-06 14:35:42 HTTP/2.0 GET : https://a.mffb.com.cn/a/468431.html
  2. 运行时间 : 0.241706s [ 吞吐率：4.14req/s ] 内存消耗：4,571.88kb 文件加载：140
  3. 缓存信息 : 0 reads,0 writes
  4. 会话信息 : SESSION_ID=d10aadbdc085f88348adeb7091050264
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  1. CONNECT:[ UseTime:0.001048s ] mysql:host=127.0.0.1;port=3306;dbname=a_mffb;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.001585s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.008312s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000699s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.001384s ]
  6. SELECT * FROM `set` [ RunTime:0.013773s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.001599s ]
  8. SELECT * FROM `article` WHERE `id` = 468431 LIMIT 1 [ RunTime:0.008264s ]
  9. UPDATE `article` SET `lasttime` = 1770359742 WHERE `id` = 468431 [ RunTime:0.023901s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.007296s ]
  11. SELECT * FROM `article` WHERE `id` < 468431 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.005890s ]
  12. SELECT * FROM `article` WHERE `id` > 468431 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.003302s ]
  13. SELECT * FROM `article` WHERE `id` < 468431 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.009472s ]
  14. SELECT * FROM `article` WHERE `id` < 468431 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.003556s ]
  15. SELECT * FROM `article` WHERE `id` < 468431 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.000965s ]
0.243308s