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焦作买二手房咋申领公积金?看看这里少跑腿

  • 2026-05-09 16:53:31
焦作买二手房咋申领公积金?看看这里少跑腿

小伙伴们大家好呀

最近有小伙伴询问小编

购买二手房能申请公积金贷款吗？

答案是当然可以

小编这就带大家了解一下

👇👇👇

申请条件
（一）申请人必须连续正常足额缴存住房公积金，连续缴存时间不低于6个月；
（二）申请人及其配偶有稳定的经济收入和按期偿还贷款本息的能力，个人信用良好，且具有完全民事行为能力；
（三）申请人及其配偶购买首套自住住房或第二套改善型普通自住住房；职工家庭名下拥有两套及以上住房或未结清住房公积金贷款的，不得申请住房公积金贷款
（四）购买自住住房,有规定比例的首期付款;
（五）申请人及其配偶均无尚未结清的住房公积金贷款；并符合再次申请的规定。
（六）同意按照住房公积金管理机构认可的担保方式进行担保；
（七）符合各市住房公积金管理机构规定的住房公积金贷款政策。
⚠️ 注意：
1.不动产权证书以登记日期为准超过1年的不予受理贷款。 
2.司法拍卖房屋需提供拍卖成交确认书、法院执行裁定书。 
3.三人联保需提供保证人身份证。
申请材料

1.居民户口簿

2.贷款收款账户资料

3.中华人民共和国居民身份证

4.婚姻状况证明

5.申请表

6.购房款发票

7.经房地产行政主管部门备案的存量房买卖合同(协议)

8.个人征信报告

9.家庭住房情况(查档证明)

10.税收完税证明

11.中华人民共和国不动产权证

办理方式

1.查询入口：

点击下方名片，先获取办理指南

进入【小城0391】

在后台对话框回复【二手房公积金贷款】

即可获取【线上办理入口】

2.线下办理：

可携带资料，前往市政务服务大厅（东厅）二楼窗口办理。

收藏这篇指南，

欢迎转发给需要的朋友！

本文来自网友投稿或网络内容，如有侵犯您的权益请联系我们删除，联系邮箱：wyl860211@qq.com 。

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  1. CONNECT:[ UseTime:0.000679s ] mysql:host=127.0.0.1;port=3306;dbname=a_mffb;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.000794s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000368s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000303s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.000594s ]
  6. SELECT * FROM `set` [ RunTime:0.000257s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.000659s ]
  8. SELECT * FROM `article` WHERE `id` = 509422 LIMIT 1 [ RunTime:0.000439s ]
  9. UPDATE `article` SET `lasttime` = 1779039630 WHERE `id` = 509422 [ RunTime:0.002637s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 66 LIMIT 1 [ RunTime:0.000311s ]
  11. SELECT * FROM `article` WHERE `id` < 509422 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.000599s ]
  12. SELECT * FROM `article` WHERE `id` > 509422 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.000499s ]
  13. SELECT * FROM `article` WHERE `id` < 509422 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.001433s ]
  14. SELECT * FROM `article` WHERE `id` < 509422 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.001080s ]
  15. SELECT * FROM `article` WHERE `id` < 509422 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.001474s ]
0.151136s