当前位置：首页>房产>杭州房产抵押贷款/抵押经营贷款/年化利率低至2.1%/先息后本/随借随还/无营业执照可沟通/征信要求宽松

杭州房产抵押贷款/抵押经营贷款/年化利率低至2.1%/先息后本/随借随还/无营业执照可沟通/征信要求宽松

  • 2026-01-09 06:48:37
杭州房产抵押贷款/抵押经营贷款/年化利率低至2.1%/先息后本/随借随还/无营业执照可沟通/征信要求宽松

杭州房产抵押贷

杭州国有大型银行针对企业主推出“低息”经营性贷款，年化利率低至2.1%，更有先息后本/随借随还的便捷还款方式，下面是详细信息。

房产要求

  1. 房产类型：70年产权房产

  2. 房产状态：全款一抵

  3. 房产面积：大于30㎡

  4. 房产房龄：不超30年

经营要求

  1. 营业执照：新办里营业执照即可

  2. 执照类型：个体户/有限公司

  3. 经营流水：无需

  4. 经营场地：无需

征信要求

  1. 征信查询：基本不看

  2. 征信负债：基本不看

  3. 征信机构：基本不看

  4. 征信逾期：不能有当前逾期，不能有呆账损失异常。

产品基础情况

  1. 申请年龄：22—60周岁

  2. 单笔额度：10—2000万

  3. 年化利率：2.1%—2.6%

  4. 贷款期限：1—10年期

  5. 还款方式：先息后本

  6. 办理时效：3个工作日

  7. 办理资料：身份证/房产证/征信报告/户口本/营业执照

END
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往期回顾
1、

房产抵押 消费贷VS经营贷 区别介绍

2、

房产抵押的渠道有哪些？三大渠道分析

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  1. CONNECT:[ UseTime:0.000677s ] mysql:host=127.0.0.1;port=3306;dbname=a_mffb;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.000670s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000854s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000284s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.000482s ]
  6. SELECT * FROM `set` [ RunTime:0.000191s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.000561s ]
  8. SELECT * FROM `article` WHERE `id` = 459601 LIMIT 1 [ RunTime:0.001184s ]
  9. UPDATE `article` SET `lasttime` = 1772114345 WHERE `id` = 459601 [ RunTime:0.003304s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.000275s ]
  11. SELECT * FROM `article` WHERE `id` < 459601 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.000475s ]
  12. SELECT * FROM `article` WHERE `id` > 459601 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.000357s ]
  13. SELECT * FROM `article` WHERE `id` < 459601 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.012705s ]
  14. SELECT * FROM `article` WHERE `id` < 459601 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.009289s ]
  15. SELECT * FROM `article` WHERE `id` < 459601 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.005505s ]
0.105934s