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二手房个税延续政策来了!

  • 2026-03-05 00:38:45
二手房个税延续政策来了!
1月14日，财政部、国家税务总局和住建部联合发布关于《延续实施支持居民换购住房有关个人所得税》的公告。
其实置换房产退还个税的政策之前一直有，只不过期限是到2025.12.31。
很多人都在等个税政策延续，昨天终于官宣了。
此次个税延续期限是2026年1月1日—2027年12月31日，时间依旧是两年。
此前大部分人都认为政策会延续，没想到一直拖到了2026年月份，此次无疑让置换群体吃了定心丸。
首先是个税政策延续减缓适用群体的资金压力。
其实个税政策不是适用于全部购房群体，只针对于不满二或不满五；满五不唯一这两种情况。
因为满五唯一是免征个税的。从政策角度来看，此次只覆盖到一小部分置换人群。
楼市真正的利好还没有出来，这些都是宴席的前菜，各方面已经开始预热。
其次，从各个板块反馈来看，目前买房砍价有点难了。
1224政策虽然没有释放太多需求，但给了业主更多信心。
目前全国楼市都是超跌的状态，只要有政策发布，市场就会有反应。
这几周的成交量变大，同小区同户型的成交开始接近于上一套成交价，甚至高于上一套成交价格。
许多人决定不再等了，年前把房子买好，因为年后小阳春行情是什么样的，谁也说不好。
如果降准降息、房贷贴息等政策陆续出来，买房人的购房成本不断降低，很多有需求的群体就不再犹豫了。
总之，早该延续的个税政策在这个时间点出，无疑是持续刺激着人们的神经，让楼市寒冬逐渐热起来。
以上内容，只是个人所见，欢迎讨论。
点赞关注，楼市动向不迷路！
本文来自网友投稿或网络内容，如有侵犯您的权益请联系我们删除，联系邮箱：wyl860211@qq.com 。

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  137. /yingpanguazai/ssd/ssd1/www/a.mffb.com.cn/vendor/topthink/think-template/src/template/driver/File.php ( 2.41 KB )
  138. /yingpanguazai/ssd/ssd1/www/a.mffb.com.cn/vendor/topthink/think-template/src/template/contract/DriverInterface.php ( 0.86 KB )
  139. /yingpanguazai/ssd/ssd1/www/a.mffb.com.cn/runtime/temp/cbe9940b986bd319e8e4ad9d69892652.php ( 11.98 KB )
  140. /yingpanguazai/ssd/ssd1/www/a.mffb.com.cn/vendor/topthink/think-trace/src/Html.php ( 4.42 KB )
  1. CONNECT:[ UseTime:0.000470s ] mysql:host=127.0.0.1;port=3306;dbname=a_mffb;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.000939s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000300s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000268s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.000624s ]
  6. SELECT * FROM `set` [ RunTime:0.000218s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.000593s ]
  8. SELECT * FROM `article` WHERE `id` = 461567 LIMIT 1 [ RunTime:0.000953s ]
  9. UPDATE `article` SET `lasttime` = 1775957585 WHERE `id` = 461567 [ RunTime:0.001152s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 66 LIMIT 1 [ RunTime:0.000233s ]
  11. SELECT * FROM `article` WHERE `id` < 461567 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.000447s ]
  12. SELECT * FROM `article` WHERE `id` > 461567 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.000538s ]
  13. SELECT * FROM `article` WHERE `id` < 461567 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.000700s ]
  14. SELECT * FROM `article` WHERE `id` < 461567 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.000732s ]
  15. SELECT * FROM `article` WHERE `id` < 461567 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.000844s ]
0.077424s