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2026富人理财大变天|房产失宠,保险成标配

  • 2026-06-05 01:35:36
2026富人理财大变天|房产失宠,保险成标配

2026富人理财大变天｜房产失宠，保险成标配

扒完胡润最新高净值人群调研报告，颠覆固有理财认知……

投资风向3大转变
1.黄金连续3年稳居投资TOP，避险属性拉满
2.房产投资意愿下滑21%，不再是财富硬通货
3.保险逆势上涨，取代房产成为家庭资产压舱石

高净值人群年均境内保费59w+境外30w
配置保险早就不是生病报销那么简单👇
✅68%用来长期财富规划
✅59%做资产隔离规避经营风险
✅51%规划家族财富定向传承

💡普通人启发：
富人从向外炫富转向向内建设，削减奢侈品开销，加码健康&保障

我们不用千万身家，也能照搬富人兜底思维，医疗险/重疾/寿险，低成本锁定人生确定性，把未知风险隔绝在外。

#理财干货#保险科普#家庭理财#稳健理财#胡润

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  140. /yingpanguazai/ssd/ssd1/www/a.mffb.com.cn/vendor/topthink/think-trace/src/Html.php ( 4.42 KB )
  1. CONNECT:[ UseTime:0.001053s ] mysql:host=127.0.0.1;port=3306;dbname=a_mffb;charset=utf8mb4
  2. SHOW FULL COLUMNS FROM `fenlei` [ RunTime:0.001693s ]
  3. SELECT * FROM `fenlei` WHERE `fid` = 0 [ RunTime:0.000713s ]
  4. SELECT * FROM `fenlei` WHERE `fid` = 63 [ RunTime:0.000698s ]
  5. SHOW FULL COLUMNS FROM `set` [ RunTime:0.001388s ]
  6. SELECT * FROM `set` [ RunTime:0.000563s ]
  7. SHOW FULL COLUMNS FROM `article` [ RunTime:0.001324s ]
  8. SELECT * FROM `article` WHERE `id` = 529763 LIMIT 1 [ RunTime:0.001240s ]
  9. UPDATE `article` SET `lasttime` = 1782231305 WHERE `id` = 529763 [ RunTime:0.036712s ]
  10. SELECT * FROM `fenlei` WHERE `id` = 64 LIMIT 1 [ RunTime:0.000956s ]
  11. SELECT * FROM `article` WHERE `id` < 529763 ORDER BY `id` DESC LIMIT 1 [ RunTime:0.001661s ]
  12. SELECT * FROM `article` WHERE `id` > 529763 ORDER BY `id` ASC LIMIT 1 [ RunTime:0.001305s ]
  13. SELECT * FROM `article` WHERE `id` < 529763 ORDER BY `id` DESC LIMIT 10 [ RunTime:0.008719s ]
  14. SELECT * FROM `article` WHERE `id` < 529763 ORDER BY `id` DESC LIMIT 10,10 [ RunTime:0.002347s ]
  15. SELECT * FROM `article` WHERE `id` < 529763 ORDER BY `id` DESC LIMIT 20,10 [ RunTime:0.002605s ]
0.159968s